Research · Public Domain

Social Housing Financial Architecture — Simulation Without Infrastructure

April 2026 · Greg Williams · Steko Consulting Limited

How we took a real financial architecture, designed a simulation engine, and validated it through multi-criteria analysis, deterministic modelling, and Monte Carlo simulation — without building anything. The case for testing your architecture before you spend money on it.

What this paper found

This is the summary. The full analysis goes deeper.

The complete research paper includes the detailed financial model architecture, the simulation engine specification, full sensitivity analysis results, and the methodology for applying this approach to your own programme. If this thinking is relevant to what you're working on, the full paper is available on request.

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